Lawal, Isiaka Adewale, and Azeez Oyedeji. “Integration of Islamic Ethics and Principles in Modern Financial Institutions in Nigeria: Challenges and Opportunities”. Civilization Research: Journal of Islamic Studies 5, no. 1 (January 9, 2026): 16–30. Accessed February 5, 2026. https://crjis.com/index.php/civilizationresearch/article/view/139.